Finance Center

Ross Nissan Finance

Welcome to Ross Nissan of El Monte's Finance Department, your auto loan and car lease resource. Our national network of lenders will explore every option to make sure you drive away with a new or certified vehicle that will fit your budget.

Auto Loans Made Easy for Any Credit Situation

We understand that good people can experience credit challenges. We at Ross Nissan are ready to help with easy auto financing options for any credit situation.

How We Can Help You

Bad Credit

If your FICO credit score is under 640 it can be very difficult to obtain an auto loan through a traditional lender like a bank. Our national network of lenders can get you financed using plans tailored to your financial needs, saving you money and frustration.

No Credit

We know how difficult it can be to get a car loan with no credit history. In order to build credit history you first need to establish credit, but establishing credit without history is hard. Our network of lenders understands this. They will customize a car loan for you, and you will be on your way in your new car while starting to build a strong credit report.


A bankruptcy in your past shouldn't mean you can't get a car loan. We understand that people need a second chance, and our network of lenders believe that too. They will structure a loan with terms that will allow you to stop worrying about your bankruptcy and start rebuilding your financial future.

How It Works

1. Submit Your Application

Submit online using our easy application form, there is no obligation.

2. Review Your Financing Options

Ross Nissan's network of lenders will review your application and our staff will get back to you within minutes during business hours to discuss your customized financing options.

3. Find The Car That's Right For You

Ross Nissan of El Monte has a wide selection of over 600 new & certified vehicles that will meet any car-buyer's needs.


4. Value Your Trade-In

Check the market value of your vehicle, minus estimated repairs and maintenance needed for resale, and you will have an idea where you stand when you are ready for a newer vehicle.

5. Drive Away Happy

You will drive off in your new car knowing that Ross Nissan has done everything to help, and that you are on your way to rebuilding your credit.

Thank you for shopping Ross Nissan of El Monte serving clients from Los Angeles County, Orange County, San Bernardino County along with many popular surrounding cities like Glendale, Duarte, Glendora, La Puente, West Covina, Alhambra and East Los Angeles here in Southern California.  Ross Nissan has one of the largest New Car inventories featuring many Certified Pre-Owned Nissan vehicles all with Nissan Factory Limited Warranties. Call or come in today and find your Nissan Altima, Nissan Maxima, Nissan Rogue, Nissan Sentra, Nissan Versa or other Nissan models to fit your wants, needs and driving styles.  Shop Ross Nissan - El Monte -"Where You're A Winner Everyday".

Whether You're Seeking an Auto Loan or Nissan Lease, Ross Nissan of El Monte Offers Comprehensive Financing Solutions in El Monte


Nissan models are known for their value, but we know that buying any new or used car is one of the biggest investments you'll ever make. With that in mind, the team in our auto financing department is here to help.

Once you have found a model that suits your needs, fill out our user-friendly contact form to get in touch with us. Or if you'd rather speak with one of the members of our staff, they'd be more than happy to take your call and get you started. Better yet, you're always welcome to pay us a visit at our dealership here in El Monte. We look forward to seeing you soon.


Ross Nissan of El Monte

3428 N Peck Rd
Directions El Monte, CA 91731

  • Sales: (877) 884-0247
  • Service: (877) 364-2657
  • Parts: (877) 456-5518


  • Monday 8:30 AM - 10:00 PM
  • Tuesday 8:30 AM - 10:00 PM
  • Wednesday 8:30 AM - 10:00 PM
  • Thursday -CLOSED-
  • Friday 8:30 AM - 10:00 PM
  • Saturday 8:30 AM - 10:00 PM
  • Sunday 9:00 AM - 10:00 PM