Finance Center

Ross Nissan Finance

Welcome to Ross Nissan of El Monte's Finance Department, your auto loan and car lease resource. Our national network of lenders will explore every option to make sure you drive away with a new or certified vehicle that will fit your budget.

Auto Loans Made Easy for Any Credit Situation

We understand that good people can experience credit challenges. We at Ross Nissan are ready to help with easy auto financing options for any credit situation.

How We Can Help You

  • Bad Credit: If your FICO credit score is under 640 it can be very difficult to obtain an auto loan through a traditional lender like a bank. Our national network of lenders can get you financed using plans tailored to your financial needs, saving you money and frustration.

  • No Credit:We know how difficult it can be to get a car loan with no credit history. In order to build credit history you first need to establish credit, but establishing credit without history is hard. Our network of lenders understands this. They will customize a car loan for you, and you will be on your way in your new car while starting to build a strong credit report.

  • Bankruptcy:A bankruptcy in your past shouldn't mean you can't get a car loan. We understand that people need a second chance, and our network of lenders believe that too. They will structure a loan with terms that will allow you to stop worrying about your bankruptcy and start rebuilding your financial future.

How It Works

1. Submit Your Application: Submit online using our easy application form, there is no obligation.

2. Review Your Financing Options: Ross Nissan's network of lenders will review your application and our staff will get back to you within minutes during business hours to discuss your customized financing options.

3. Find The Car That's Right For You: Ross Nissan of El Monte has a wide selection of over 600 new & certified vehicles that will meet any car-buyer's needs.

4. Value Your Trade-In: Check the market value of your vehicle, minus estimated repairs and maintenance needed for resale, and you will have an idea where you stand when you are ready for a newer vehicle.

5. Drive Away Happy: You will drive off in your new car knowing that Ross Nissan has done everything to help, and that you are on your way to rebuilding your credit.